Bankruptcy laws help people who can no longer pay their creditors get a fresh start – by liquidating assets to pay their debts or by creating a repayment plan. Bankruptcy laws also protect troubled businesses and provide for orderly distributions to business creditors through reorganization or liquidation.

At Engler Law Firm we recognize that this is a difficult time in our client's lives. We strive to make things start moving smoothly as they navigate through these troubled waters.

Most cases are filed under the three main chapters of the Bankruptcy Code – Chapter 7, Chapter 11, and Chapter 13. Federal courts have exclusive jurisdiction over bankruptcy cases. This means that a bankruptcy case cannot be filed in a state court.

The primary purposes of the law of bankruptcy are

• to give an honest debtor a "fresh start" in life by relieving the debtor of most debts, and
• to repay creditors in an orderly manner to the extent that the debtor has property available for payment.

Call us today and we will help you make a fresh start.